Deposit Services

Checking Accounts

Alta Essential Checking

Our Alta Essential Checking is designed for companies with a small to moderate amount of account activity. Free basic Internet Banking is included along with Bill Pay services for $6.95 per month. Credit card processing trasactions that go through the Process USA network are included.

$500.00 Minimum Opening Balance
$15.00 Monthly Service Charge
Up to 20 deposits per month. Deposits in excess of 20 (21 and above) are $1.00 per deposit.
No charge for up to 150 checks. Checks in excess of 150 (151 and above) are $0.15 per item.
No charge for up to $10,000 of currency and coin deposited or furnished. Over $10,000 is $1.25 per $1,000 of currency and coin deposited or furnished.
No charge for up to 200 items deposited. Items deposited in excess of 200 (201 and above) are $0.14 per item.
Monthly service charge waived for accounts with a $2,500.00 Minimum Daily Balance.

Alta Elite Checking

Our interest-bearing Alta Elite Checking allows the sole proprietorship or nonprofit charitable corporation or organization to earn interest on funds in the checking account while providing a comprehensive set of services. Free basic Internet Banking is included along with Ps Bill Payment services for $6.95 per month.

$500.00 Minimum Opening Balance
$15.00 Monthly Service Charge
Up to 20 deposits per month. Deposits in excess of 20 (21 and above) are $1.00 per deposit.
No charge for up to 150 checks. Checks in excess of 150 (151 and above) are $0.15 per item.
No charge for up to $10,000 of currency and coin deposited or furnished. Over $10,000 is $1.25 per $1,000 of currency and coin deposited or furnished.
No charge for up to 200 items deposited. Items deposited in excess of 200 (201 and above) are $0.14 per item.
Monthly service charge waived for accounts with a $3,000.00 Minimum Daily Balance.

Alta Analysis Checking

Our Alta Analysis Checking is designed for companies with a high volume of account activity or special service business requirements. An earnings credit is calculated and applied to your relationship based on your collected balances maintained to help offset any service charges.

$500.00 Minimum Opening Balance
Service charge based on earnings credit and account activity.
See the Account Analysis Fee Schedule

Credit Cards

Our VISA Business credit cards offer a low APR fixed-interest rate for the first six months and our DreamMiles® Rewards Program.

With DreamMiles®, you'll earn one point for every dollar you spend with your card. Choose from hundreds of rewards options including discounted travel, brand-name merchandise, gift cards, cruises, hotel stays and free airline tickets. Call or visit your local Alta Alliance Bank office for an application and important disclosure information.

Subject to credit approval. Additional disclosures will be provided at account opening.

Access your credit card information online at:
www.e-creditcardservices.com.

Visa Business

Merchant Services

Reliable, Low-Cost Processing

We offer state-of-the art, low-cost Merchant Bankcard Services so you can easily process your point-of-sale (POS) and credit-card purchases.

Advantages of Merchant Bankcard Services

Point of Sale (POS) purchases - Your customers can use their bank ATM cards for purchases. This provides a valuable convenience to customers and you have the assurance of guaranteed funds.
Credit card purchases - Credit card purchases are in important source of business. Faster settlement and deposit of funds to your account gives you the flexibility you need to meet your financial commitments. When you accept more cards, you give your customers more payment options. By offering both point-of-sale and credit card payment options, you increase your sales opportunities. These electronic features greatly reduce your exposure to loss from returned bank checks.
Global card acceptance capability - Our network accepts MasterCard®, VISA®, Discover Card®, American Express®, Diners Club®/Carte Blanc®, and other private label/proprietary cards, providing your business with global card acceptance.
Competitive pricing - We deliver quality service at competitive prices. We carefully control liability and minimize loss through our internal processes, enabling us to deliver premium service at a reasonable cost.
Support after the sale - Our specially trained staff will help you select a program that best meets your business needs. Various options are available. One simple phone call will connect you with our customer support team, which is available to provide you with training and support, as well as replace any equipment needing repair, with 24 hours.
Business image - Your customers can pay for goods and services quickly and easily when you use Alta Alliance's Merchant Bankcard Services, which strengthens your customer service efforts and builds loyalty to your business.

Business Money Market Account

Our Business Money Market Account is a convenient investment account for businesses. Enjoy immediate access to your money and check-writing capability while earning competitive interest rates on your balances. Open your Business Money Market Account with us, maintain the required minimum daily balance and you'll pay no monthly service charge.

$2,500.00 Minimum Opening Balance
$10.00 Monthly Service Charge
Up to six withdrawals per month with no more than three by check
Monthly service charge waived for accounts with a $2,500.00 Minimum Daily Balance.
A $25.00 fee will be assessed for each check in excess of three per month.

Positive Pay Services

Companies committed to avoiding check fraud losses and concerned about the reconcilement process can benefit from Alta Alliance Bank's Positive Pay service. Positive Pay has proven to be the most secure and effective mechanism to date for controlling check fraud losses. Through a continuously updated issue file, Alta Alliance Bank is able to identify potentially fraudulent checks, making early detection and return of unauthorized checks prior to the expiration of federally regulated deadlines possible.