Terms & Notices

Disclaimer

Torrey Pines Bank endeavors to provide you with the highest quality on-line banking available. However, due to the unpredictable nature of the Internet, occasional inaccessibility to our web site should be expected. Bill payment through Torrey Pines Bank's Internet banking system called NetlineTM is provided to you for your convenience. The actual payment of such bills is handled by an independent third party (CheckFree), and Torrey Pines Bank cannot and will not guarantee or be held responsible for the completion and accuracy of such transactions.

Torrey Pines Bank reminds you that the Internet lacks inherent security for commercial transactions and therefore Torrey Pines Bank cannot and does not guarantee that downloads from this site will not contain a virus or other destructive device. Additionally, you provide, request and receive information from this site with the knowledge that such information can be intercepted and/or viewed by unknown third parties. Please contact us at (510) 899-7500 with any questions you may have regarding the above-identified information and disclaimers.

Features and services availability of Torrey Pines Bank's Internet banking system called NetlineTM are subject to change without notice.

All information contained herein is believed by Torrey Pines Bank to be accurate and reliable. Torrey Pines Bank is not responsible for any errors or omissions because of the possibility of human and mechanical error as well as other factors.

All information is provided "as is" without warranty of any kind. Torrey Pines Bank makes no representations and disclaims all express, implied, and statutory warranties of any kind to user and/or third party including warranties as to accuracy, timeliness, completeness, merchantability, or fitness for any particular purpose.

Torrey Pines Bank shall under no circumstances be liable to user and/or any third party for any indirect, consequential, incidental or punitive damages whatsoever, even if Torrey Pines Bank has been advised of the possibility of such damages.

Some limitations may not apply to you.

Torrey Pines Bank does not endorse or sanction any of the sites listed with regards to links to external web sites provided on Torrey Pines Bank's web site, nor is Torrey Pines Bank associated with any of these sites in any way. Information, contents, or opinions expressed in these sites are the sole responsibility of their authors.

Statements concerning future performance, developments or events, concerning expectation for growth and market forecasts, and any other guidance on future periods, constitute forward-looking statements which are subject to a number of risks and uncertainties which might cause actual results to differ materially from stated expectations.

Disclosure

Product descriptions contained herein do not take the place of required disclosures on personal and business deposit and loan accounts under applicable federal and state regulations.

Please contact us for the disclosures appropriate to these accounts.

Copyright

The information and design contained herein are owned by Torrey Pines Bank.

Except for a single temporary copy in a single computer's memory and a single permanent copy to be used by user, the information contained herein may not otherwise be used (not copied, performed, distributed, rented, sublicensed, altered, stored for subsequent use, etc. in whole or in part, in any manner) without Torrey Pines Bank's express prior written consent, unless such use constitutes fair use under the Copyright Act.

Trademarks

Torrey Pines Bank and logos or product names identifying Torrey Pines Bank are registered trademarks of Torrey Pines Bank.

Featured logos including but not limited to VISA™, Dream Points, or other mentioned businesses are trademarks of their respective owners.

Electronic Mail

Messages sent by electronic mail (e-mail) may not be secure, may be intercepted by third parties, and may not be immediately received by the appropriate department at Torrey Pines Bank. Please do not use e-mail to send communications to Torrey Pines Bank which contain confidential information, which Torrey Pines Bank requires in writing, or which need Torrey Pines Bank's immediate attention. Please call us instead at (510) 899-7500. Be aware that a "receipt" acknowledgment on an e-mail message means only that the message has been routed into the Internet, not that the message has been received by Torrey Pines Bank.